Private Sale Car Finance

Buying Privately? We'll Handle The Finance Side.

Private sales can be the better deal — but the finance process is fiddlier. We match you with lenders that accept private sale, run the checks, and coordinate settlement directly with the seller.

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What We Take Care Of

A private purchase is more than a handshake. Here's the work we do behind the scenes so the deal closes cleanly.

Vehicle Verification

We collect the make, model, year, VIN and odometer, and check the car against the PPSR for any existing security interests.

Seller Details

We confirm seller ID and bank details so settlement goes to the right account, the right way.

Payout Of Existing Finance

If the seller still owes money on the car, we coordinate the payout directly with their financier as part of settlement.

Clean Settlement

Funds go straight from the lender to the seller (or to their financier first). Title transfers without any mess.

A Few Things Worth Knowing

Not every lender accepts private sale — we'll only approach the ones that do

Vehicle age and condition affect which lenders will look at it

PPSR check is non-negotiable: we always run one

Existing finance on the car? Fine — we handle the payout

Lender funds go to the seller, not through you

We stay across it from first call through to settlement

Private Sale Finance FAQs

Yes — for the right car and the right seller. Not every lender accepts private sales, so we'll match you with ones that do.

Typically the basics: make, model, year, VIN, odometer, rego details and the seller's contact info. Lenders may also want photos and a roadworthy where applicable.

Very common — and manageable. We coordinate the payout to the existing financier as part of settlement so the title transfers cleanly.

Yes. Funds are settled by the lender directly to the seller (or to their financier first if there's a payout). You don't need to handle the money yourself.

Found The Car? Let's Sort The Finance.

Subject to lender criteria, asset acceptability and verification checks.

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No obligation. Credit enquiry only with consent.